Help Centre
How can we help?
Search common questions or browse by category. If you can't find what you need, our team is ready to help.
How do I open a bank account with Equatorial Bank?Accounts
You can start your application online through the Open an Account page. Choose your account type, provide your personal and identity information, upload your documents, and submit. You will receive a unique Application ID to track your progress. Account opening is reviewed by our team and is not instant.
What documents do I need to open an account?Accounts
Typically you will need a valid identification document (National ID, passport, driving permit or refugee ID), proof of address, and a recent passport-size photograph. Business accounts may require a certificate of incorporation and registration documents. Specific requirements are confirmed during the application process.
How can I track my account application?Accounts
Use the Track Your Application page and enter the Application ID you received when you submitted your application. You will see the current status, last update and next step.
What should I do if my card is lost or stolen?Cards
Block your card immediately through digital banking if available, then report it through the Report Fraud page or contact our support team. You will receive a reference number to track your report.
How do I apply for a loan?Loans
Visit the Apply for Finance page, choose your product, complete the eligibility and application steps, upload supporting documents and submit. Your application then goes through credit assessment. This form does not approve loans — credit decisions are made by authorised banking systems.
Is the loan calculator accurate?Loans
The calculator provides estimates for planning only. It is not an offer of credit. Actual rates and terms are confirmed by the bank during your application based on credit assessment.
How do I access digital banking?Digital Banking
Digital banking is accessed through the Internet Banking login and the mobile banking app, once activated. The public website does not store your banking passwords or transaction credentials.
How do I report fraud or a suspicious message?Security
Use the Report Fraud page to submit a report. Choose the type of fraud, describe what happened, and submit. You will receive a reference number. Never include full card numbers or passwords in your report.
Will Equatorial Bank ever ask for my password or PIN?Security
No. The bank will never ask for your password, PIN or full card details by email, SMS or phone. Treat any such request as fraudulent and report it immediately.
How do I find a branch or ATM?Branches
Use the Branches & ATMs page to search by district, city, town or area. Locations are published only where they genuinely exist.
How do I make a complaint?Complaints
You can submit a complaint through the Complaints & Resolution page. You will receive a reference number and your complaint will move through our resolution process: Submitted, Acknowledged, Under Investigation, Response, Escalation (if needed) and Closed.
What are the current interest rates and charges?Accounts
Published rates and tariffs appear on the Rates & Tariffs page, each with an effective date, currency and conditions. Where a rate has not been approved and published, it is shown as unavailable rather than estimated.
For the Bank’s regulatory status, banking licence, deposit protection and capital & financial disclosures, visit our Regulatory & Licensing page.